Perkins Loans

A Federal Perkins Loan is a low-interest loan (5%) for students with exceptional financial need. The financial need of a student is determined by the FAFSA application.

If you are a student who received a Perkins Loan, your lender is Western Washington University. This loan will be billed by Western.

Managing your Perkins Loan

You have three different options for payment.

  • Sign up for Auto Draft ACH and have Western debit your bank account on the 1st of the month so you never forget.
  • Make a one-time payment using Western’s personalized payment portal. We accept E-check, Visa and Mastercard.
  • Mail us a check at Western Washington University MS 9003 516 High St, Bellingham, WA 98225

Western offers options for deferments, postponements and temporary repayment options. Please contact us at perkins@wwu.edu or call us at 360-650-4055

Go to your Perkins account, download the PDF under forms and email it to us at perkins@wwu.edu or fax it to us at 360-650-7752.

Western has brought your loan back in house and will continue as your servicer. If you have any questions about your account email us at sbo@wwu.edu or call us at 360-650-2865.

Visit this site for more information.

To view your 1098-E tax information, go to the Perkins Portal and navigate to "Correspondence" -> "Tax Information".

Before you graduate (or if you drop below half-time attendance), regulations require that you complete an exit counseling session. The counseling session provides you with important information regarding repayment terms and obligations, benefits available to you, and contact information.

To access this counseling, go to the Perkins Payment Portal and navigate to "Online Interviews" -> "Exit Interview"

Why should I contact the Student Business Online?

  • Change your graduation date
  • Leave school or drop below half-time
  • Transfer schools
  • Change your name, address or phone number
  • Questions about your Master Promissory Note